Texas Home Buyers Plus is a unique platform wherein multiple professionals are working together for the common goal of helping to assist a perspective home buyers and give them the opportunity to buy a home in a pre-determined time period. (1-6 months)
Many Home Buyers miss out on the opportunity to buy a home because one or more mishaps or hardships that have occurred in their past. Some of the events and choices that were made have negative outcomes, both to their credit and in many cases to their ongoing budget. One of the best ways to overcome obstacles from the past and the ill reported circumstances and obstacles, is to work with the elite group of professionals that can help change the situation and overcome the obstacles.
The Texas Home Buyers Plus (THBP) was developed by a team of the top professionals in the industry, in order to help home buyer’s, improve their circumstances and to overcome these obstacles. The (THBP) is different than many substandard programs because it involved a team of the highest qualified professionals working together for a common goal. These professionals include: attorneys and top tier legal team as well as, a network of credit repair and restoration professionals, licensed mortgage loan officers, and local real estate professionals. This Elite group is all working together to provide the needed resources to help overcome many of the hurdles that have become obstacles standing in the way of homeownership.
It starts with you! We work with you to help change your life.
First, we run your credit and see where you are now and what we need to do to get you where you need to be. Upon review we determine what we can do and where we need to start in the process.
Those who can qualify right away we get with the local real estate professional in the area. Provide the needed information and help you get on your way to finding, negotiating, and purchasing a home.
You might need a little more help. Upon review of your credit, employment, and circumstances we work to overcome the obstacles needed and get you in a position to purchase sooner. This process is often called “Correction with a Forced Rescore” It has some cost to it but can be included in the THBP program. (Buyers that can qualify within 1-4 weeks).
Others may need more assistance and might take longer to clear larger obstacles from credit. Again upon review of your credit, employment and circumstances. We work to overcome the obstacles needed to get you in a position to purchase within a reasonable time. This process may include removing judgments, clearing liens, paying off debts, minimizing credit card limits, and overcoming consumer debt. This process takes longer and involves more professional care. This may include Attorneys, credit restoration, and ongoing improvements. The (THBP) program is designed to get a buyer to a point where they can purchase a home. However, we strongly encourage the buyers that have additional obstacles to continue after home purchase and restore their credit completely. This can save hundreds and in some cases thousands of dollars for years to come. The (THBP) usually takes up to 4 months to get the needed corrections in order to make a home purchase.
Upon review of your credit, employment, and circumstances the (THBP) administrators will determine if you are a candidate for the program or if you need additional care that is outside the scope of the program. If you are a legitimate candidate you will be invited to work with the team and start correcting the circumstances and overcome the issues that stand in your way of purchasing a home.